Janice, an Overseas Filipino Worker (OFW) regularly sends an average of P 30,000.00 to P 40,000.00 (Almost a $1,000.00 U.S) a month to support her husband and two children. After several years of working abroad she comes home expecting a loving husband and two healthy children to greet her. Instead she finds her household in disarray, her children not in school for more than a year; her husband living with another woman, no food in the refrigerator, debts piled up at the neighborhood store, no money in the bank and worst their house is about to be foreclosed by the bank. The scenario may be exaggerated and may even be fictional but this kind of situation is happening to thousands of Overseas Filipino Workers (OFWs). The Philippines is one of the largest foreign workers sending country. Statistics show that 1 out of 10 Filipinos are working abroad. Sadly, some OFWs and their families end up worse then what they were before financially then when they left to work abroad. A study … [Read more...]