This article was written by my friend Jon Ramos one of the few registered financial planners (RFC) based in Cebu and one of the best among the RFCs in Cebu. His company Premier Asia is engaged in Financial planning among other things. Read his article or visit his website to learn more about their services. You can also contact him in the contact numbers below. Corporate Financial Planning by: Jon A. Ramos, RFC In today's competitive business environment, business owners face countless operational challenges and focus much time and effort in conceiving detailed business plans to grow and sustain sales and revenues in order to ensure survival for their business ventures. Notwithstanding all the meticulous preparation, business owners often overlook the most important and critical aspect of business planning, that is corporate financial planning. Corporate financial planning is a highly complex and dynamic process, often requiring sound knowledge in a number of specialized … [Read more...]
The Top 10 Richest Filipino of 2007
About the early part of the last quarter of this year, FORBES ASIA released their list of the Top 40 Richest people in the Philippines. We are given a glimpse as to who holds about 80 to 90 % of our nation’s wealth. However in comparison to the entire region, the Filipino richest are actually the “poorest” among its Southeast Asian neighbors. Compared to others in the same region, the Riches Filipino combined together had the smallest net worth, ($16 billion) the fewest number of billionaires (only three) and the lowest minimum net worth ($25 million) Nevertheless these Filipinos are the envy of their countrymen. Others look up to them as their inspiration. It is interesting to note that only a handful of them have inherited their wealth. Most of them started from the bottom and worked their way up until they became what they are today. Take note all of them are entrepreneurs and none made it to the top 10 list by just remaining an employee. Inspire to be an entrepreneur, take … [Read more...]
Bringing traffic to your site through free valuable articles
Websites + Traffic + Ads/Products = Money Every veteran internet market and webmaster would agree that this simple equation is all that is there is to internet marketing or making money online. Now that you’ve got a website how do you bring traffic in? There are thousands of ways to do this. There are ways that requires you to burn money and there are ways wherein you can do it for free. Of course we always want to do bring in traffic without costing us a dime. So what is one way of doing it? One way of doing it is to write valuable articles for free. If you have a blog, you are forced to write articles anyway so why not make your articles valuable and submit your articles to various free articles archiving website? Submitting articles to article hubs lets you spread your message all over the internet. Other webmasters will also use your free article by placing it in their website. With them doing this you get free advertisement since most of these free article sites allow … [Read more...]
Recommended books for the Philippine bar exams review
I've received several requests asking me what law books I used in reviewing for the Philippine bar exams. Now that I have a blog I don't have to enumerate them one by one to every single person that ask me that question. All I have to do is give them the url of this site and tell them to check this post. Basically, there are two sets of books that I will be giving. The first set are the ones that are to be used during the 6 months review. (From April to August) while the next set should be used during the "pre-week" review. (1st week of August and within September) Take note that these are the books I used. I am not saying that any of these books are more superior than others. For those who want to follow my lead then go ahead. But if you find a material that suites you best than use that instead. Books are like food, one man's meat may be another man's poison. There are some books that I like which you may not like. You should know how to select a material that suites you … [Read more...]
How to invest in the Philippine Stock Market – Part 1
Part 1 - Basic principles that each prospective investors should understand A lot of people have asked me on whether they should invest in the Philippine stock market. Most of those who asked also wanted to know how to start doing it. I do not know if they are really serious about investing or if they are merely curious about it since it has been given emphasis lately considering its very positive performance. Investing in the Philippine stock market is not for the faint hearted. As an investor you must have expectations as to how much you are going to earn for a certain vehicle of investment. Such is expectation is measured in terms of how much your money will grow at a certain period of time. (Most usually this is measured in interest per annum) Because the Philippine Stock market is in its all time high for several months now, people think that they should join the band wagon. They do not even understand the basic principles involved nor do they understand how the stock market … [Read more...]
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